In Conclusion, I think Revolut does have it’s plus point for the business travellers as it offers a better exchange rate during weekdays than weekends. The budgetting features are also very useful as it auto categories your spending.
If you need emergency cash, cash withdrawals are free up to the currency-equivalent of SGD 350 per month and then have a 2% charge after that with a Standard account. There is no S$5 surcharge for withdrawal overseas.
The basic plan already comes with the following :
No fee exchange in 28 fiat currencies up to S$9000 per month
No fee International ATM withdrawals up to S$350 per month
If you upgrade your Revolut account to Premium or Metal, you can raise your free withdrawal amounts to SGD 700 or 1050, respectively.
Revolut stands out from the rest of the cards as it allows you to withdraw your “cash” in the card to your bank account. The service is free but it will take a week to reach your destination bank account. Transferwise can do that within a few hours with a fee though. YouTrip and Crypto basically are really “prepaid” which you can’t really withdraw unless you use it to top up other cards.
So, wait no more and save on your online purchase or travel with the Revolut physical card by applying now at this link.